Q. How do I get the best rates for long term care health insurance?
Click on the link above and contact a LTC professional in your area. Or look at our consumer information center.
Q. Does LTC insurance pay for home care?
Most policies sold today do. And 43% of LTC benefits paid last year went for home care; 33% for assisted living and 24% for nursing home care.
Q. Doesn't Medicare pay for long-term care?
That's one of the biggest misconceptions. It pays very little, only for short periods if you meet rigid criteria. Let a LTC professional explain how long term care health insurance dovetails with limited Medicare benefits.
Q. Is long term care insurance tax deductible? LTC insurance may indeed be tax deductible, and business owners have most favorable tax advantages. There's good info inside our Consumer Information Center.
Q. How do LTC Partnerships work? If your state has approved a long term care insurance partnership program, you should speak with a local pro who has completed the required training. Rules vary by state and they can best address your questions.
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