American Association for Long-Term Care Insurance

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1035 Exchange Consumer Information Center

Do you currently have an annuity … your "Just in Case" retirement money?

Do you have a cash value life insurance policy you no longer really need?

Congress wants more Americans to plan for both retirement and the real risk of needing costly long-term care. The law now permits "1035 Exchanges" of annuities and certain life insurance policies. You may be able to benefit from some significant retirement planning and tax-reduction advantages.

The American Association for Long-Term Care Insurance created a consumer guide explaining ways to "repurpose" your annuity or life policy. We invite you to read the guide now.

The 24-Page Guide Explains

  • What Congress & IRS approved.
  • How 1035 exchanges work.
  • Can they benefit you?
  • How to get more tax-advantaged long-term care benefits from your current annuity.
  • A way to get 50 months of tax-free long-term care benefit payments from a life insurance policy.

Fast Facts - E-Z to Read

Real Examples In Plain English

  • 1035 Exchange Consumer Guide
  • 1035 Exchange Consumer Guide

Have An Annuity?

See Real Examples of How A 1035 Exchange Can Benefit You.

Click Here

Have A Life Insurance Policy?

See Real Examples of How A 1035 Exchange Can Benefit You.

Click Here

Insurance Agent?

Learn More About Educating Your Clients & Offering 1035 Exchange Solutions.

Click Here