Members of the American Association for Long-Term Care Insurance can obtain professional
E & O insurance protection at special low rates.

E & O Coverage For Insurance Agents, Brokers & Agencies (2017-2018)

Low-cost E&O insurance with a range of options and costs.
Discounted rates for new agents.

ENROLL ONLINE IN 5 MINUTES OR LESS + INSTANT CERTIFICATE

Click here for the online enrollment and all policy inmformation.


KEY HIGHLIGHTS AND BENEFITS OF THE E&O PROGRAM

The American Association for Long-Term Care Insurance makes available access to Errors and Omissions (E&O) Liability insurance. This is a group policy. The issuing carrier is American Automobile Insurance Company (an Allianz Company) that's rated A+ (Superior) by A.M. Best.

All agents can apply.     Rates for established agents start at $341 annually (including all fees).

Discounts are available for newly licensed agents.

There are five (5) levels of coverage - depending on the products you market / sell.
Level III is for agents who sell traditional LTC Insurance policies. Cost: Starts at $413-per-year.
Level IV expands to include fixed and equity annuities (hybrid LTC products). Cost: Starts at $500-per-year.

You benefit from the clout of a group policy -- BUT you can enroll at any time. Your coverage lasts 12 months from the date you enroll.

You choose the Limits of Liability that range from $500,000 per claim / $500,000 aggregate each agent up to $2,000,000 / $2,000,000.

You can apply online (answering just a few simple questions).
Coverage can be instantaneous (following payment).
You can pay monthly ... quarterly ... annually. Pay by credit card or check.
There are dedicated support personnel to answer questions and provide assistance.


IMPORTANT BENEFITS OF VALUE TO LTC INSURANCE PRODUCERS

  • Insolvency coverage extended to B++ rated companies.
  • Option for agents selling traditional LTC insurance; + expanded coverage for hybrid LTCi.
  • 5 different levels - Buy and pay for only the coverage you need.
  • Coverage Available for NEW Agents.
  • Deductibles as low as $500/claim - Deductible waiver also available
  • Defense Outside the Limits (Defense costs do NOT erode your limit)
  • Personal Data Compromise (Cyber) Extension included
  • Coverage for ALL States.
  • E-Z Online Application (takes 5 minutes ... maybe less)
  • Simplified Underwriting Using Online Application (6 questions)
  • Instant Online Approval & Certificate Available
  • Credit Card Options (monthly, quarterly, annually)
See policy provisions for full details.

ENROLL ONLINE IN 5 MINUTES OR LESS + PRINT INSTANT CERTIFICATE

Click here for the online enrollment and all policy information.

You can read the specimen policy - print out an enrollment form - and request telephone assistance.




Apply For E & O Coverage Now

Obtain and maintain AALTCI's special E&O coverage available to members of the
American Association for Long-Term Care Insurance.

AALTCI MEMBERS CLICK HERE
FOR E&O INFORMATION + THE ONLINE E&O APPLICATION

NOT A MEMBER - JOIN AALTCI ONLINE NOW
CLICK HERE

FOR AALTCI ONLINE MEMBERSHIP APPLICATION
Then return to this page and apply for your E&O Coverage.

The program administrator is CalSurance (CA License Number 0B02587).