Members of the American Association for Long-Term Care Insurance can obtain professional
E & O insurance protection at special rates.

E & O Coverage For Insurance Agents, Brokers & Agencies

The American Association for Long-Term Care Insurance (AALTCI) and CalSurance are proud to offer an errors and omissions plan tailored to the members of the Association.

KEY HIGHLIGHTS AND BENEFITS OF THE E&O PROGRAM

  • Coverage for Individual Agents and Brokers (2 different levels)
  • Coverage Available for NEW Agents.
  • Coverage for ALL States.
  • Options for Agencies and Staff.
  • Premiums as Low as $515-per-year (including all fees)
  • Limits of Liability: $1,000,000 per claim *
  • Deductible: $1,000 per-claim ($2,500 Level II) *
  • E-Z Online Application (takes 5-8 minutes)
  • Simplified Underwriting Using Online Application (8 questions)
  • Instant Online Approval & Certificate Available
  • Credit Card Options (monthly, quarterly, annual)
    * See policy provisions for full details.

APPLY NOW ONLINE - 8 QUESTIONS - INSTANT CERTIFICATE
AALTCI MEMBERS CLICK HERE
FOR E&O INFORMATION + THE ONLINE E&O APPLICATION

NOT A MEMBER - JOIN AALTCI ONLINE NOW
CLICK HERE TO JOIN AALTCI
Then return to this page and apply for your E&O Coverage.

This webpage contains highlights regarding the options available. For complete details please click on the link below for access to complete information and the online application.
Individual agents and brokers (including NEW agents and brokers) can select from two levels (See descriptions below). Coverage for agencies and agency staff is also available.
This is a group policy available to agents in ALL states. Your cost is based on when you enroll during the policy year (August 1, 2012 - August 1, 2013).

    INDIVIDUAL COVERAGE - LEVEL I

  • Life insurance (other than variable life)
  • Accident & Health (including Medicare Supplement) insurance
  • Long-term care insurance
  • Disability Income Insurance
  • Fully insured group life and A&H insurance plans, but not including Group or ordinary pension or Profit Sharing Plans, Individual Retirement Accounts, Keogh Plans, 401(k) or 501(b) Plans

    INDIVIDUAL COVERAGE - LEVEL II

  • Includes Level I covered products
  • Fixed annuities
  • Equity indexed annuities

RATES FOR ASSOCIATION MEMBERS
The chart below shows the premium levels for Association members. This includes a non-refundable $60 administrative and co-marketing fee.

Enrollment Month
Level I
Level II
August 2012 $515.00 $615.00
September 2012 $477.00 $569.00
October 2012 $440.00 $524.00
November 2012 $402.00 $477.00
December 2012 $365.00 $432.00
January 2013 $327.00 $386.00
February 2013 $289.00 $339.00
March 2013 $254.00 $295.00
April 2013 $215.00 $249.00
May 2013 $179.00 $204.00
June 2013 $140.00 $157.00
July 2013 $103.00 $112.00

SEE POLICY DETAILS - APPLY ONLINE
The Association's E&O insurance policies for members are offered through CalSurance. For complete information and to access their online application, click on the link below.
The online application will take you between 5 and 10 minutes to complete. If you meet all the requirements, you will be immediately approved and be able to print out your E&O certificate.
Payment via credit card is accepted. You can choose from annual, quarterly or monthly payments.

Apply For E & O Coverage Now

To obtain and maintain AALTCI's special E&O coverage you must be a member of the
American Association for Long-Term Care Insurance.

AALTCI MEMBERS CLICK HERE
FOR E&O INFORMATION + THE ONLINE E&O APPLICATION

NOT A MEMBER - JOIN AALTCI ONLINE NOW
CLICK HERE

FOR AALTCI ONLINE MEMBERSHIP APPLICATION
Then return to this page and apply for your E&O Coverage.

The program administrator is CalSurance (CA License Number 0B02587).