Long term care insurance answers and long term health care information for consumers buying long-term care insurance

Do all long-term care insurance policies cost the same? Definitely not and that's one reason why it pays to speak with a knowledgeable long-term care insurance professional.
What age is the best age sto start long-term care planning? I like to say the sweet spot is between age 52 and 64 ... but keep reading

Where can I read how to reduce the cost of LTC insurance. We have several great guides that previously appeared in issues of Kiplinger's Personal Finance magazine. Click the link to access them.
Click to read free long term care insurance guides

Make me smarter! Are there secrets worth sharing before I meet with an agent? Ah, the Internet … making us all smarter. Each insurance carrier has one or more "sweet spots" generally based on which ages and health conditions they believe are most

I'm 57 and married, how much does long-term care insurance cost? What you pay is determined by your age, your health and how much protection you select when you apply. But, you want a bottom line. We do a Price Index study

I've read about rate increases. Should I be concerned? It's hard to give a complex answer in just a few words, but let me try. The policies you are reading about in some news stories typically were issued 10 or 15 years ago

How do the new long-term care partnership plans differ from other Long Term Care insurance plans? About 40 states have adopted Long-Term Care Insurance Partnership plans and others will undoubted do so.