Long Term Care Insurance For Small Groups - Small Group Health Insurance Plans

Long-Term Care Insurance For Small Groups (Under 50)

There are a number of key benefits when you purchase long-term care insurance on a 'group' basis.

Health underwriting concessions

Insurers require individuals meet health standards that can make it harder for some to qualify for long-term care insurance protection. When offered on a group basis, the insurer simplified medical underwriting can be available for employees and can be extended to spouses even. This will vary quite considerably from one insurer to another -- especially when the employer group is smaller.

Employee recruitment and retention

Offering long-term care insurance to employees is a great way to position your company as one that cares for its employees. So many adults have been impacted by a family member or seen a friend face financial and lifestyle sacrifices when long-term care assistance became necessary. That's why employees rank long-term care insurance as important a voluntary benefit as group life or disability insurance.

Greater workplace productivity

Millions of American workers have to take time off work to provide care for a spouse or an older family member. Many spend time at work making calls related to finding caregivers, coordinating schedules. It's time consuming. It's stressful.

Making long-term care insurance available not just to employees but to extended family members can help address this problem. It's not just good for the employees and their families; it's good business.

Ready To Request Information For Your Business or Group

To request a free, no-obligation benchmark long term care insurance quote with sample rates for your group, please click here. Your information will be shared with just one designated group professional selected by the Association.