“Saving money on valuable and needed services has never been as important to millions of seniors,” says Jesse Slome, director of the long-term care insurance organization.  “We are pleased to start making available special discounts that can benefit individuals, especially if and when they need care.”

The organization announced it has started posting discounts on AALTCI’s website.  “The first discount is a meal preparation service that can be invaluable for those who are housebound and unable to shop and prepare healthy meals,” Slome notes.   “Chefs For Seniors can customize meals based on dietary needs and the costs may even be covered by an individual’s long-term care insurance policy.”

“We are very proud to be the first discount offered by the Association,” says Nathan Allman, Co-Founder of Chefs For Seniors.  The company is offering a $50 discount off the first week of meal preparation.    “Our highly skilled personal chefs are ready to prepare delicious, home-cooked meals right in the client’s own kitchen, Allman adds.  “We offer a meal service that’s convenient and surprisingly affordable so individuals can spend more time doing the things they love – and less time worrying about cooking.”

The Association director acknowledged plans to add additional senior discount offers and savings opportunities specifically for seniors.  “These will be available to all individuals even those who do not have long-term care insurance coverage,” Slome confirms.  “We invite those organizations that work to benefit the millions of older Americans to contact us.”

The American Association for Long-Term Care Insurance (AALTCI) advocates for the importance of planning for the real risks associated with needing long-term care.  AALTCI supports insurance professionals who market both traditional and hybrid LTC solutions.   Request long-term care insurance quotes and coverage costs by calling the organization at 818-597-3227 or visit their website at www.aaltci.org.

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Discount Overseas Adventure Travel

A special reward opportunity for first time travelers reserving trips with two leading travel companies was shared today with Travel Vacation Ambassador Jesse Slome.  Slome who directs the American Association for Long-Term Care Insurance was speaking to the organization’s membership.

“Traveling and experiencing the world is one of the many pleasures that hard work entitles you to,” Slome shared during his summer message.   The avid world traveler shared details of the special promotion that includes an opportunity to win $5,000 in Visa gift cards.  “That can pay for a very nice vacation somewhere,” Slome added.

Slome shared details regarding the special referral program announced by two leading travel companies, Overseas Adventure Travel and their parent company, Grand Circle Travel.  First time travelers with either company who share they have been referred by a Travel Ambassador are eligible for a special $100-per-person savings,” Slome shared.  “When you book your trip prior to June 30, 2017, you are entered to win a special $5,000 Visa gift card.”

“Having traveled eight times with these companies, I am pleased to be able to share this opportunity,” Slome wrote.  Any first time traveler with either company who wishes to take advantage of the savings opportunity merely need to indicate they were referred by Slome, Travel Ambassador Number 932019, when making their reservation, he noted.  “There is no catch and no small print, just a great way to save, he concluded to the organization’s membership.”

The Association director shared he was investigating a trip created exclusively for insurance agents who market long-term care insurance.  “I believe we can enjoy exploring the world with others who do similar work,” Slome noted.  A river cruise through France’s wine country in 2018 was one of the options he shared.

The American Association for Long-Term Care Insurance is a member-supported organization created in 1998.  Slome also serves as director of the American Association for Medicare Supplement Insurance and the National Advisory Center for Short Term Care Information.

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The cost variation is due to the fact that each of the leading insurance companies sets their own rates.  “Every company has their sweet spots where they are the most competitive in terms of cost,” explains Jesse Slome, executive director of the American Association for Long-Term Care Insurance http://www.aaltci.org.  “The lowest cost may not be the best long-term buy but because switching rarely is advisable, it is important to shop around.” 

Long term care insurance experts acknowledge that few consumers are aware of common discounts available that can significantly reduce the cost of the protection.  “Some of the discounts will also vary from company to company,” Slome explains.  “While they may all offer the savings, the percentage discount offered may be quite different.”

Leading insurance companies offering long-term care insurance protection today include Genworth Financial, John Hancock, Mutual of Omaha and Prudential.  “There are a number of significant companies like Transamerica, MedAmerica and LifeSecure that are leaders with very attractive and well-priced products as well,” Slome notes. 

The Association recently reported that the number of Americans who would apply for new long-term care insurance coverage in 2011 would exceed 500,000.  In 2010, some 475,000 purchased coverage according to the Long-Term Care Insurance Sourcebook, an increase over 2009.  “More consumers in their 50s and 60s are clearly aware of the importance of planning,” Slome notes, “and the risk of putting it off too long.” 

A free online guide that explains available discounts and planning techniques that can help reduce the cost for long-term care insurance is now available on the Association’s Consumer Information Center.  “We believe helping educate more people is the first step to creating better understanding,” Slome concludes.  The free guide is available without any required sign-in information.

To access the free guide go to: http://www.aaltci.org/free-guide/

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