American Association for Long-Term Care Insurance

The days immediately after Thanksgiving are the ideal opportunity to conduct an evaluation of the status of aging parents and relatives recommends the American Association for Long-Term Care Insurance.

“Millions of Americans are returning from Thanksgiving visits with their aging parents and other loved ones, making this the ideal time to spend a few minutes reflecting on what you just saw,” explains Jesse Slome, director of the national long-term care insurance association.  “Nobody wants to bring up difficult issues around the Thanksgiving table but neither should you ignore signs and symptoms that you saw during your visit.”

Slome recommended taking a few minutes to reflect on what you witnessed when spending time with aging parents.  “How was their mobility?  Were they able to rise from a chair easily or did they struggle to stand up?  Did you see mail and bills piled up?  Were there light bulbs that needed replacing or dark areas that could use additional lighting?

“These are all signs that aging may be having an impact on a person’s normal ability to function and evidence that care might be needed now or in the future,” the long-term care insurance expert pointed out.

“How did the home look, were there obstacles and impediments that could cause your elderly relative to fall?” he notes.  Such items as loose rugs or low furniture such as ottomans are common causes for falls that result in broken and fractures that can have severe consequences for seniors.

According to the long-term care insurance organization, the time period following Thanksgiving is a peak time when consumers contact insurers to discuss policy provisions.  “If there’s a long-term care insurance policy in place, insurers will gladly explain the process for determining if a policyholder is able to start to claim benefits,” Slome notes.  “For the millions without such insurance, taking measures to ensure a safe home and to have a family plan of care in place is equally important.”

“Many family members will be gathering again at Christmas,” Slome states.  “Your post-Thanksgiving evaluation can result in an action plan of steps you can implement when you return.  The greatest gift of love you can give is ensuring someone remains safe and healthy for another year.”

The American Association for Long-Term Care Insurance advocates for the importance of long-term care planning and helps consumers connect with knowledgeable professionals who are independent advisors.  Consumers looking for local long-term care insurance agents or cost comparisons should visit the Association’s website at www.aaltci.org or can call the organization’s national headquarters at 818-597-3227.

Tags: American Association for Long-Term Care Insurance, long-term care insurance, Medicare, nursing home, seniors, women

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